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How do I set up a Joint Account?

Only two persons may comprise a Joint Account Agreement.

There are two types of joint accounts:

  • Joint And :requires signatures and identification from both parties to be presented to effect any withdrawals;
  • Joint Or: presentation of identification and a signature of either party comprising the joint account is needed to execute any withdrawals.

Any deposit to this account is and will be jointly owned. Any one or both of the Joint Account holders may, after signing the appropriate documentation withdraw some or all of the funds remaining on the account. 

To setup a Joint account...

  • Complete the joint account forms
  • Ensure both applicants affix their signatures
  • Make the minimum deposit 

Each party will need to provide all the requirements of the Single Account (stated above)